Credit And Debt

7 Easy Ways to Save More Money at Old Navy

Old Navy might not be the biggest retailer on the block, but it is among the most beloved.

A survey by the National Retail Federation says Old Navy’s website is shoppers’ ninth most preferred e-commerce site. That places it ahead of Sears, Nordstrom, Home Depot and even my personal favorite, Costco.

Think of Old Navy as the younger, more affordable sibling of Gap and Banana Republic — all three are owned by parent company Gap Inc.

Old Navy is popular with those who keep a close eye on their wallets. The retailer is also known for its family friendly selection.

Following are seven ways to save at Old Navy, whether you’re shopping online or in-store.

1. Add the Old Navy credit card to your wallet

If you shop regularly at Old Navy or affiliated brands, it might make sense to open a credit card account with the store. When you do so, you’ll receive 15 percent off your next purchase.

Using the Visa-branded card also allows you to rack up rewards — five points for every $1 spent at Old Navy, Gap, Banana Republic or Athleta, plus one point for every dollar you spend elsewhere. In addition, you’ll receive 500 extra points if you agree to a paperless statement.

Once you accumulate 500 rewards points, you get a $5 reward that you can redeem at any of the aforementioned stores.

If you earn 5,000 in rewards in a single calendar year, you qualify for “Navyist” status. That grants you additional benefits, including:

  • 20 percent extra points each quarter
  • Free shipping on any online purchase from the four Gap Inc. retailers
  • Free basic alterations on Banana Republic purchases

2. Look for drastic sales

Every so often, Old Navy will have a sale when a certain item will be dirt cheap. For example, the retailer has offered $1 flip-flops or $2 scarves.

There is no telling when the next great offer might arrive, so keep your eyes peeled. Or better yet, follow the advice in the next entry on this list so you’ll be alerted when the sales are scheduled.

3. Join the Old Navy email list

Join Old Navy’s email list, and you will save a whopping 30 percent off your next purchase. In addition, you will be alerted to new products and special offers as they are released.

Add your birthday at sign-up, and you will get a special gift on your big day. Are you an Old Navy cardholder? If so, you will receive up to 500 points when you join the retailer’s email list.

4. Sign up for mobile text alerts

All you need to score the next deal is a text-enabled cellphone. Register to receive text alerts — look for the “LET’S TEXT” box near the bottom of Old Navy’s home page — and you will get “an exclusive offer” for signing up.

5. Request a price adjustment

If you buy something at Old Navy and subsequently see the retailer offering the same item for a lower price, you can ask for a one-time price adjustment. The offer is good for 14 days after you purchase your item. According to Old Navy:

“If your purchase is eligible for a price adjustment, we refund you the difference in your original form of payment, such as the credit card you used.”

Exclusions apply, so be sure to check the website before requesting your price break.

6. Shop through a cash-back site

When you shop Old Navy through one of these sites, you will earn cash back after you make a purchase. Examples include:

  • Ebates
  • Swagbucks Shop
  • TopCashback

Recently, Ebates and Swagbucks Shop were offering 2 percent cash back on all Old Navy purchases, while TopCashback was offering 4 percent.

7. Buy discount gift cards

Finally, you can save a bit more on your Old Navy merchandise by purchasing discounted gift cards at online marketplaces like and Recently, Raise offered Old Navy gift cards for up to 5.5 percent off, while Cardpool offered 16.5 percent.