Economy & Policy

No One Is Promised a Tomorrow

Losing a child leaves a hole in your heart that can never be filled.

My daughter, Summer, was everything you could want in a daughter—laid back, fun and very smart. I was so proud of what she was accomplishing on her own at just 22. She was working full time as a waitress and going to school full time studying premed.

She was also expecting her first child, and was smart enough to realize that she needed life insurance to protect her family-to-be.

I have our insurance agent, Christie, to thank for that. When Christie learned that Summer was going to be a mom, she made sure to let Summer know how important life insurance was, especially for a single mom.

I had told Summer to hold off on getting the policy because I was worried about her making ends meet each month. But Christie was right. She understood that while the odds were against anything happening to Summer at such a young age, you just never, ever know. So Christie helped her get a policy that—for just $12 a month—would protect her new baby.

Tragically my daughter was struck and killed by a car as she was walking. Her son, Nathan, was just 9 months old at the time.

The money from Summer’s life insurance policy allowed me to give my daughter a beautiful funeral—to make it a celebration. There would have been no way for me to do that for her all by myself.

The money helped me take a leave of absence after Summer died so I could take care of Nathan. This money allowed me to maintain dignity while allowing me time to grieve.

It has also paid for the adoption process as well. My husband and I formally adopted Nathan in May of 2013. I’ve put the remaining money from Summer’s policy aside for Nathan’s education. He’s 6 now and thriving!

It’s still hard for me to share this story, but I feel it’s very important to let other young people know that there’s no promise of tomorrow, and you need to prepare for that with life insurance. Please don’t wait.